Special Needs Planning
The right plan helps preserve benefits while ensuring your loved one’s future is secure.
STARTING WITH UNDERSTANDING
Special Needs Planning for Families Who Want Long-Term Peace of Mind
If you’re caring for a child or family member with special needs, your concerns run deeper than finances. You’re thinking about who will care for them, how they’ll be supported, and whether they’ll be protected when you’re no longer able to help. Special needs planning addresses these questions with compassion and clarity—so you don’t have to face them alone.
HOW WE HELP FAMILIES
Our Special Needs Planning Services
Special needs planning is designed to prevent that outcome, allowing families to provide additional support without disrupting essential assistance. Our approach focuses on clarity, coordination, and long-term security.
Understanding Your Family’s Situation
We take time to understand your loved one’s needs, benefits, and long-term goals.
Trust-Based Planning
Special needs trusts are structured to preserve benefits while improving quality of life.
Guardianship & Care Coordination
Plans address who will make decisions and provide care when needed.
LEARNING & SUPPORT OPTIONS
We offer educational webinars focused on special needs planning topics.
Funding the Plan
Strategies help ensure the trust is properly funded for the future.
Ongoing Support
Plans are reviewed as laws, benefits, or family circumstances change.
SPECIAL NEEDS PLANNING QUESTIONS
Common Questions Families Ask About Special Needs Planning
What is a Special Needs Trust, and why is it so important?
A Special Needs Trust allows you to set aside funds for a loved one with disabilities without putting those assets in their name, which helps preserve eligibility for programs like SSI and Medicaid.
Will leaving money directly to my child or sibling affect their benefits?
Yes, in many cases even a small inheritance can cause loss of benefits, which is why assets are typically directed into a properly structured trust instead.
What’s the difference between a Special Needs Trust and a Supplemental Needs Trust?
They are often used interchangeably and generally refer to trusts designed to supplement—not replace—government benefits.
Do I need a Special Needs Trust if my loved one is still a minor?
Yes, planning early helps protect benefits later and ensures guardianship and funding plans are in place long before they’re needed.
What happens to the trust if my loved one passes away?
The trust document outlines exactly where remaining assets go, often back to family members or charities, depending on how it’s designed.